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Recently released, this options paper, one in a series of papers from the Federal Deposit Insurance Corporation, is part of a comprehensive review of the 76-year old US deposit insurance system. Because the US banking system is going through a period of healthiness, the FDIC feels that this is the best time to "address the latent flaws in the system." The paper begins with a marvelous introduction to the history and uses of the US deposit insurance system, including a lengthy overview on the need for system reform. The second section examines the pricing of deposit insurance for individual banks. Section three discusses the ways in which deposit insurance losses are funded, and the fourth section considers the extent of insurance coverage. The paper is available in its entirety in HTML format.

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      Keywords:

      oai:nsdl.org:2200/20120928112526776T,NSDL_SetSpec_internetscout,NSDL

      Language:

      English

      Access Privileges:

      Public - Available to anyone

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      Creative Commons Attribution Non-Commercial Share Alike

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