While you might assume that you can negotiate with an insurance company alone, there are real benefits to hiring an attorney.
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After a serious accident, hiring an attorney provides you with peace of mind. You now have a professional who is knowledgeable of this area of law, knows the standard procedures for filing a claim, negotiating, and helping their clients receive adequate compensation after an injury.
While you might assume that you can negotiate with an insurance company alone, there are real benefits to hiring an attorney. So before filing a claim or even speaking to the insurance company, consider the advantages of hiring an Indianapolis advocate.
A personal injury attorney knows how to navigate the complex area of personal injury law. They know the insurance regulations for the state, the procedures of the civil court, and how to advise and advocate for their clients.
Evaluation for Insurance Benefits
When you hire an attorney, they will work to ensure you receive the maximum compensation for your injuries. They start by evaluating existing policies, and determining the value of your case. They look at the impact of the injuries on your life, factoring in both the economic and non-economic costs. When the assessment is done, they go to work for you by seeking accurate compensation.
Knowledge of Medical Professionals
Your attorney can provide you with recommendations for local physicians and treatments available. They also know which physicians are the best for your types of injuries, because they have worked alongside victims and physicians for years.
Managing Medical Costs
The last thing you should worry about while recovering from your injuries is how you will pay for those medical bills. Your attorney manages the bills you’ve received from the accident, and ensures that they are paid by the appropriate insurance coverage or settlement. Also, he or she will help avoid any collections that could damage your credit report because you are waiting on a settlement.
After an accident, you need to focus on your rest and recovery. The last thing you should deal with is having to contact insurance companies, hunt down paperwork, draft documents, and juggle multiple lines of communication. An attorney takes this multitude of tasks off your plate along with the biggest task of all: receiving compensation. Think of the peace of mind you’ll have – thereby allowing you to rest and recover from your injuries.
One of the biggest benefits to hiring a personal injury attorney is that you are hiring a negotiator. Attorneys know how to obtain fair compensation from an insurance company for their clients. More so, they know the value of your claim and the tricks insurance companies use to reduce that value. They will negotiate with the insurance claims adjuster and not rest until you receive the compensation you need to make a full recovery.
Experience in Litigation
Initially, your attorney will attempt to settle out of court. They do so by sending a demand letter to the insurance company, outlining your case and the compensation requested. If the insurance company refuses to settle, you have an attorney ready to enter the litigation process. That means filing an official lawsuit with the court and fighting for your rights in front of a judge or jury.
Handling the Costs of Your Case
Personal injury attorneys work on a contingency-fee basis. That means that your attorney handles all of the upfront costs for filing a lawsuit. They include the costs of experts, obtaining medical records and more. You do not have to pay out-of-pocket for these. Instead, the costs come out of any award or settlement that your attorney is successful is getting for you.
Therefore, you do not pay for their services unless they are successful in receiving compensation on your claim. So during this difficult time in your life, don’t you deserve this additional peace of mind?